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Choose a next step below — whether you’re opening an account, switching your direct deposit, or checking rates.
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Choose the account or service that fits your needs and get started in just a few steps.
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View our highly competitive rates and find the option that fits your savings or borrowing goals.
Switch Your Direct Deposit to UCSB — Fast, Secure, $0 Fees
Move your paycheck to your UCSB account in minutes. No paperwork. No back-and-forth. Just a simpler way to get paid.
Switch your direct deposit in 3 simple steps
Quicker access to your funds
Get paid directly into your UCSB account.
Secure switching
Protected authentication through your payroll provider.
Huge employer coverage
Search thousands of employers and payroll systems.
More control
Choose how and where your paycheck is deposited.
Get started today
Enjoy faster deposits and a better banking experience.
Rooted in Union County. Focused on you.
Union County Savings Bank is a community bank headquartered in Elizabeth, New Jersey with $1.6 billion in total assets and four branches in Union County.
Founded in 1883 to serve the local communities of Union and Essex Counties, we remain strongly committed to these communities today.
Enriching lives and fostering prosperity.
To enrich the lives of every person we serve and foster prosperity in our communities.
Guided by trust, transparency, and personalized service, we empower individuals and businesses with tailored financial solutions and a steadfast commitment to social responsibility.
Everyday banking, made simple.
Our Bank offers personal checking, savings, money market accounts, CDs, personal loans, and mortgages, along with checking, savings, and loans for businesses.
See our highly competitive rates here.
More than a bank, a trusted neighbor.
For generations, Union County Savings Bank has stood alongside our neighbors — helping families buy homes, supporting local businesses, and investing in the institutions that keep our community thriving.
We combine the strength and stability of a well-capitalized institution with the personal attention of a local community bank.
Our commitment to you
We strive to be a reliable partner — providing tailored financial solutions, responsive service, and clear guidance at every stage of your financial journey.
Through integrity, innovation, and a focus on long-term relationships, we aim to create opportunities that help individuals, families, and businesses grow.
Personal & business solutions under one roof.
From day-to-day banking to long-term savings and lending, Union County Savings Bank offers solutions designed to support your goals.
Bank confidently with UCSB.
Manage your everyday finances with accounts and tools designed to fit your life.
Support for growing businesses.
Banking solutions built for local businesses, nonprofits, and organizations.
Not sure what’s right for you?
We’re here to help you compare options, explore rates, or speak directly with a UCSB banker.
Visit a branch near you.
With four convenient locations across Union County, friendly support is always close by.