Lending

Person signing a document

Personal

Lending

Mortgage Rates

Rates Effective: as of May 5, 2022.

Product Rate Annual Percentage Rate
(APR) *
Monthly Payment per
$1,000 Borrowed *
30 Year Fixed5.250%5.257%$5.52
25 Year Fixed4.625%4.632%$5.63
20 Year Fixed4.500%4.509%$6.33
15 Year Fixed 4.000% 4.011%$7.40
10 Year Fixed3.875%3.891%$10.07

Consumer Loans

ProductRegular Savings
Collateral Loan
Add up to 90%
of Value in
the Account
Add 1.500% Above the
Current Account Rate

* Payments do not include amounts for taxes and insurance premiums. Actual payment will be greater.

Annual Percentage Rate (APR) includes fee estimates for commitment fee, flood certification, real estate tax service, settlement/closing, an origination fee, and points, if applicable. The APR displayed above does not include pre-paid daily interest.

Rates quoted are for purchase transactions only, 1-4 unit family dwelling, owner-occupied primary residences located in New Jersey, and based on the following assumptions: 80% LTV, $400,000 loan amount, no subordinate financing. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, your credit report, and property value.

Property insurance is required; flood insurance may be required. Loans are subject to credit approval.

To learn more about our loan programs or to receive a personalized loan quote, please reach out to us at (908) 354-4600 or email us at info@unioncountysavings.com.