UCSB Security Tips

Not securing your own computer, or not updating it properly, can be a recipe for disaster.

Union County Savings Bank strongly encourages you to implement several security tips before using Online Banking services:

  1. Always access your online banking account on your Financial Institution’s homepage. Never click on a link sent to you in an email.
  2. Never give out your personal information through an email or over the phone. Union County Saving Bank will never request that information in this manner.
  3. Choose your User ID and password carefully – They should not be easy for others to guess (like your name or birthday, or your children’s names and birthdays). Make sure to change your passwords on a regular basis.
  4. Use a combination of letters, numbers, and symbols when creating a password.
  5. Create a unique password for every application. Avoid using the same password for multiple purposes.
  6. Never reveal your password to anyone; never leave your password in a place where someone else can obtain and use it.
  7. Use two-factor authentication where available.
  8. Make sure you have a firewall in place when conducting your financial transactions.
  9. Log out completely – Do not simply close your browser or use the back button to exit the site. Use the Exit button to end each Online Banking session and then close your browser.
  10. Never leave an open session unattended. Your Online Banking session should be your only open internet window or tab.
  11. If available, change your session timeout in User Options to a time that meets your needs.
  12. Install an antivirus app on both your personal computer and your mobile device and keep it updated.
  13. Always keep your computer and/or smartphone up to date.
  14. Never access your Online Banking account from a public or shared computer.
  15. Avoid installing mobile apps from third-party websites or unreliable sources.
  16. Read the permissions requested by every application before installing.
  17. Perform regular backups of data stored on your smartphone.
  18. Protect devices with passwords.
  19. Don’t view or share personal information over a public Wi-Fi network.
  20. Never share your screen with an unknow party.
  21. Balance your account and statements on a regular basis.


Protecting yourself and your personal information is more important than ever. Arming yourself with knowledge is the first (and best) step towards keeping your information safe. The U.S. Government has several free resources available to get you educated.

  1. CISA – Be Cyber Smart
  2. FTC – Consumer Advice
  3. FDIC – Consumer Cybersecurity