Privacy Policy

Privacy Policy

What Union County Saving Bank does with your personal information

If you have any questions regarding what Union County Saving Bank does with your personal information,call (908) 354 4600.

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security numbers and income. Account balance and payment history, credit history, and transaction history. When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Union County Saving Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes shareCan you limit this sharing?
For our everyday business purposes such as to process your transaction, maintain your account(s). respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes to offer our products and services to youNoNo
For joint marketing with other financial companiesNoWe don’t share
For our affiliates everyday business purposes information about your transactions and experienceNoWe don’t share
For our affiliates everyday business purposes information about your creditworthinessNoWe don’t share
For nonaffiliates to market to youNoWe don’t share
Who is providing this notice?Union Country Saving Bank
How does Union County Saving Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Union County Saving Bank collect my personal information?We collect your personal information for example, when you: open an account or make deposits or withdrawals from your account, pay your bills or apply for a loan, use your credit or debit card. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only: Sharing for affiliates everyday business purposes- information about your creditworthiness, affiliates from using your information to market to you. Sharing for nonaffiliates to market to you.

Definitions

AffiliatesCompanies are related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliatesCompanies not related by common ownership or control. They Can be financial and non-financial companies. The bank does not share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you. The bank does not jointly market