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Local banking • Real people • Modern tools

Bank local. Move faster. Feel supported.

Union County Savings Bank brings together everyday accounts, competitive rates, and friendly local service— so you can manage money with confidence.

FDIC Insured
Founded in 1883
$1.6B in total assets
Local, personal service

Start here

Open an account, check rates, or contact a banker.

Prefer in-person help? Scroll down to find a branch near you.

Explore our most popular products.

Choose the account or service that fits your needs and get started in just a few steps.

Couple reviewing finances at home

Checking

Flexible options for everyday spending and direct deposit.

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Piggy bank on a table

Savings

Secure, interest-bearing accounts to help you build.

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Couple reviewing information on a tablet

CDs

Fixed-term options designed for confident saving.

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Signing documents next to a small house model

Lending

Home loans and personal lending to help you move forward.

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Looking for rates?

Explore deposit and loan rates to find the option that fits your goals.

View All Rates

Switch Your Direct Deposit to UCSB — Simple, Secure, $0 Fees

Move your paycheck to your UCSB account in minutes with a guided online experience. No paperwork.

How it works
Powered by Pinwheel

Switch in 3 steps

1
Start onlineVisit our switch page to begin.
2
Choose your employerConnect securely through your payroll provider.
3
Select your accountConfirm where you want your pay deposited.

Get started today

Set up direct deposit and keep your everyday banking in one place.

Start Direct Deposit Switch

Personal & business solutions under one roof.

Simple options for everyday banking, saving, and lending—backed by local support.

Need help choosing?

Compare options, explore rates, or speak with a banker.

Visit a branch near you.

Four convenient locations across Union County.

Headquarters

320 North Broad Street
Elizabeth, NJ 07208

Cranford Branch

201 North Avenue West
Cranford, NJ 07016

Elizabeth Branch

61 Broad Street
Elizabeth, NJ 07201

Union Branch

642 Chestnut Street
Union, NJ 07083

Proud to serve Union & Essex County with community-focused banking since 1883.

All branches will be closed on Monday, May 26th, in observance of Memorial Day.