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Checking

Couple doing their finances

Personal

Checking

Discover our range of personal checking accounts designed to fit your lifestyle, offering convenient access, security, and flexibility for everyday banking.

STAR Checking Account

Enjoy unlimited check writing and no monthly minimum balance fees.

High-Yield Checking Account

Earn a 2.50% APY on account balances up to $15,000.

Cash Back Checking Account

Earn 2.00% cash back on everyday purchases—it’s an easy way to keep more money in your pocket.

Teen Checking Account

Helps teens build financial confidence and responsibility, while giving parents peace of mind.

JumpStart Checking Account

Just graduated? Getting ready for college, launching your career, or chasing your next big adventure?

Everyday banking made simple.

Overdraft Protection

Accidents happen, and we’re here to help you avoid unnecessary fees. With our Overdraft Protection, you can rest easy knowing that your account will be covered when you accidentally spend more than your available balance.

iOpen

iOpen makes it easy for existing customers to open new accounts through online banking. Enjoy the convenience of banking anytime, anywhere- no branch visit required.
Sign up for online banking today!

Personal Debit Cards

UCSB’s Debit Cards make accessing your funds even easier. Explore the expanded capabilities of our Personal Debit Cards, now offering contactless, secure payments using the physical card or through seamless integration with digital wallets. Use your card to make purchases anywhere Mastercard® is accepted or withdraw cash at ATMs. For added peace of mind, our Card Controls feature lets you monitor, manage, and even turn your card off or on—right from your phone.

Zelle

Send and Receive Payments Fast – Right from Your Account. Zelle® makes it easy for you to send and receive money quickly and securely. Whether you’re paying family members, friends, contractors, or receiving payments, Zelle® is a convenient way to move money – typically within minutes.

Bill Pay

Easily manage and pay your bills online anytime, anywhere. With Bill Pay, you can schedule one-time or recurring payments, track your payment history, and avoid late fees—all from your secure online banking account.

Bank anytime, anywhere – right from your phone.

Highly-rated mobile app
Bank on your schedule with the Union County Savings Bank Mobile Banking App.

Mobile deposits
Deposit checks anytime, directly from your phone.

Easy money transfers
Send money or make transfers to friends and family in minutes with Zelle®.

All branches will be closed on Monday, May 26th, in observance of Memorial Day.