Privacy Policy
What Union County Savings Bank does with your personal information
If you have any questions regarding what Union County Savings Bank does with your personal information, call (908) 354-4600.
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security numbers and income; account balance and payment history; credit history and transaction history. When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Union County Savings Bank chooses to share; and whether you can limit this sharing. |
How we share your personal information
| Reasons we can share your personal information | Does Union County Savings Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes information about your transactions and experience | No | We don’t share |
| For our affiliates’ everyday business purposes information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Who we are & how we handle your information
| Who is providing this notice? | Union County Savings Bank |
| How does Union County Savings Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Union County Savings Bank collect my personal information? | We collect your personal information, for example, when you: open an account or make deposits or withdrawals from your account; pay your bills or apply for a loan; use your credit or debit card. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes — information about your creditworthiness; affiliates from using your information to market to you; sharing for nonaffiliates to market to you. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. The Bank does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. The Bank does not jointly market. |