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Lending

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Personal

Lending

Lending made for you.

Fixed-rate, adjustable, equity-based, and refinancing options built to fit your financial goals.

Featured Lending Programs

First Time Home Buyer’s Program

  • 0.25% off the published interest rate
  • Reduced application fee

DreamStar Mortgage

  • Up to 0.500% off published rate
  • Lender credit toward closing costs
  • Low down payment options
  • Fast refinance turnaround

Speak with a Lending Specialist: 973-585-3181 or mortgage@unioncountysavings.com .

Purchase

Purchase

Buy your first home, vacation home, or investment property.

Apply Here
Refinance

Refinance

Refinance your home for a better rate, term, or to access equity.

Apply Here
Fixed Rate Home Equity

Fixed Rate Home Equity

Borrow using your home’s equity with predictable monthly payments.

Apply Here
HELOC

HELOC

A flexible line of credit for ongoing projects and larger expenses.

Apply Here

Already started an application?
Return to the Borrower Portal below.

Borrower Portal

For 4-unit+, commercial, or LLC-held properties, contact 973-585-3181 or mortgage@unioncountysavings.com.

All branches will be closed on Monday, May 26th, in observance of Memorial Day.
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