Personal
CD Renewal
Keep saving smarter.
Renewing your Certificate of Deposit (CD) with Union County Savings Bank is simple and secure—whether you want to keep your same term or update your savings strategy.
CD Renewal Options
Your CD reached maturity? If you’d like to keep the same term, your CD is automatically renewed. No action required.
Want to change your CD term? Choose the option that’s easiest for you:
- By mail – Send your completed renewal form.
- By email – Our team can guide you through the renewal process.
- By appointment – Visit your local branch for in-person assistance.
Contact your local branch to get started:
Find your local UCSB branch
Elizabeth – 320 North Broad St.
Elizabeth – 61 Broad St.
Cranford Branch
Union Branch
We’re here to help you make the most of your savings.
Frequently Asked Questions
What happens if I don’t renew my CD in time?
If you take no action, your CD will automatically renew at the same term at the current interest rate.
Can I withdraw my money before renewal?
Yes — during the grace period after maturity. Early withdrawal penalties may apply outside this period.
Do I need to visit a branch to change my CD term?
Not at all — you can renew by mail, email, or schedule an appointment.
How long does a CD renewal take?
Most renewals can be completed the same day depending on the renewal method.