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Commercial Lending

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Business

Commercial Lending

Helping your business is our business.

At Union County Savings Bank (UCSB), we understand the dedication it takes to build and grow your business. That’s why we’re committed to making borrowing simpler—with flexible commercial lending solutions tailored to your goals. You’ll get responsive, local decision-making and the kind of personalized support you won’t find at larger banks.

Explore our commercial lending options below and find the financing that fits your business.

Commercial Real Estate Loan (CRE)

Secure the funds you need to purchase or refinance commercial properties—including retail, office, hotel, and apartment buildings—with a UCSB Commercial Real Estate Loan designed to support long-term growth.

Commercial & Industrial Loans (C&I)

UCSB’s Commercial and Industrial Loans give your company flexible funding for a variety of needs—whether it’s a Line of Credit for working capital or a Term Loan to finance equipment, vehicles, or other capital expenditures.

Download and complete the application for a Commercial Term Loan »

Construction Loans

From renovations to ground-up construction, UCSB Construction Loans can help you bring your next project to life. Get the financing you need to upgrade, expand, or build new space for your business.

Download and complete the application for a Construction Loan »

STAR Small Business Loans

Our STAR Small Business offerings include an unsecured Term Loan with a fixed rate or a Line of Credit with a variable rate. Access quick capital to purchase equipment, fund renovations, cover operating expenses, and more.

  • Loan amounts up to $25,000
  • Low application fee
  • Streamlined approval process

Download and complete the application for a STAR Small Business Loan »

Ready to move your business forward?

Visit unioncountysavings.com/business/commercial-lending to explore our loan options and download applications.

To securely return a loan application along with required financial information, please contact a Loan Specialist at 973-585-3181 or email us at mortgage@unioncountysavings.com .
Download and complete the application for a Commercial Line of Credit »

All branches will be closed on Monday, May 26th, in observance of Memorial Day.