About Us
Fostering relationships for a better banking experience.
Founded in 1883, Union County Savings Bank serves Union and Essex County communities with local decision-making, personal service, and competitive products—backed by the stability of a well-capitalized institution.
Rooted in Union County. Focused on you.
Union County Savings Bank is a community bank headquartered in Elizabeth, New Jersey with $1.6 billion in total assets and four branches in Union County.
Founded in 1883 to serve the local communities of Union and Essex Counties, we remain strongly committed to these communities today.
Enriching lives and fostering prosperity.
To enrich the lives of every person we serve and foster prosperity in our communities.
Guided by trust, transparency, and personalized service, we empower individuals and businesses with tailored financial solutions and a steadfast commitment to social responsibility.
Everyday banking, made simple.
UCSB offers personal checking, savings, money market accounts, CDs, personal loans, and mortgages, along with checking, savings, and loans for businesses.
See our highly competitive rates here.
More than a bank, a trusted neighbor.
For generations, Union County Savings Bank has stood alongside our neighbors — helping families buy homes, supporting local businesses, and investing in the institutions that keep our community thriving.
We combine the security and stability of a long-standing financial institution with the personal service of a true community bank.
Our commitment to you
We strive to be a reliable partner—providing tailored financial solutions, responsive service, and clear guidance at every stage of your financial journey.
Through integrity, innovation, and a focus on long-term relationships, we aim to create opportunities that help individuals, families, and businesses grow.
By the Numbers
Corporate and Community Highlights
As a community bank, we’re dedicated to strong financial solutions and to investing time, talent, and resources into the communities we serve.
Community Impact
Through the UCSB Charitable Foundation and local sponsorships, we support nonprofits, schools, and community organizations.
Learn more about our foundation →Personal & Business Banking
From checking and savings to CDs and business solutions, UCSB offers straightforward banking supported by experienced local bankers.
Explore personal banking →Explore business banking →
Diversity, Equity & Inclusion
We’re proud of the diversity within our leadership, employees, and board, and committed to fostering an inclusive environment for our customers and communities.
View our DEI commitment →Our History
From 1883 to today, UCSB has remained an independent community bank with a tradition of stability, strength, and service.
Explore the UCSB timeline →Get to Know Union County Savings Bank
Learn more about the people, places, and programs that make UCSB your community bank.