Commercial Lending

Generic office building

Business

Commercial Lending

Helping your business is our business.

At UCSB we understand the dedication it takes to grow your business. That’s why we’re committed to simplifying your journey, offering tailored commercial loan solutions to suit your needs. Plus, we’re always here for you, whether it’s by phone, email, or in person, ready to lend a hand whenever you need it. It’s the kind of personalized support you won’t find at larger banks

Find out about our commercial lending options below:

Commercial Real Estate Loan (CRE)

Secure the funds you need for acquisition or refinance, including retail, office, hotels and apartments, with a Commercial Real Estate Loan.

Commercial and Industrial Loans (C&I)

UCSB’s Commercial and Industrial Loans provide companies with funds that can be used for various purposes, including a Line of Credit for working capital, or a Term Loan to finance capital expenditures, such as purchasing machinery. Download and complete the application for a Commercial Term Loan.

Construction Loans

UCSB’s Construction Loans can help you get your project started whether you’re renovating an existing space or performing a ground-up
construction project. Download and complete the application for a Construction Loan.

STAR Small Business Loan Suite

This suite of small business offerings includes an unsecured Term Loan with a fixed rate or Line of Credit with a variable rate. Our STAR Loans provide your business access to quick capital, whether you need it to purchase equipment, cover business-related expenses, fund renovations, and much more. Download and complete the application for a STAR Small Business Loan.

  • Loan amount up to $25,000
  • Low application fee

Visit us at unioncountysavings.com/business/commercial-lending/ to learn more about our loan offerings or to download an application. To securely return a loan application along with required financial information, please call a Loan Specialist at 973-585-3181 or email us at mortgage@ unioncountysavings.com. Download and complete the application for a Commercial Line of Credit.